Stratford Ins Co
Major Rating Factors:
Fair overall results on stability tests (4.4 on a scale of 0 to 10) including weak results on operational trends. Strengths include potentially strong support from affiliation with American International Group Inc. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (8.9) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been good over the last five years, averaging 10.2%. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (22.1%), cash (1.1%), other (76.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
American International Group Inc
Investment Rating
Company Address
300 Kimball Drive
Parsippany, NJ 07054
Parsippany, NJ 07054
Phone Number
(201) 847-8600
NAIC Number
40436
Website
Largest Affiliates