Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
0
1
0.00%
23.88%
2024
1
0
1
0.00%
23.31%
2023
3
0
3
0.00%
22.83%
2022
1
0
1
0.00%
23.10%
2021
27
6
33
18.18%
22.81%
2020
72
7
79
8.86%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
650
533
1,183
45.05%
38.98%
2024
731
646
1,377
46.91%
39.58%
2023
778
633
1,411
44.86%
36.96%
2022
687
576
1,263
45.61%
37.07%
2021
762
690
1,452
47.52%
39.17%
2020
818
608
1,426
42.64%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
4
5
80.00%
13.25%
2024
0
3
3
100.00%
12.32%
2023
0
2
2
100.00%
16.34%
2022
0
2
2
100.00%
11.13%
2021
0
3
3
100.00%
18.93%
2020
127
13
140
9.29%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2023
0
0
0
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
4
1
5
20.00%
46.87%
2020
4
0
4
0.00%
43.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
3.84%
2024
0
0
0
0.00%
4.30%
2023
0
0
0
0.00%
4.57%
2022
0
0
0
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%