Major Rating Factors:
Good liquidity (5.4 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors:
Excellent profitability index (7.6). Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Fire (22.0%), homeowners (1.6%), other (76.4%)
Licensed in:
All states except NH, also licensed in GU, PR, VI
Principal Investments:
Investment grade bonds (62.1%), common stock (12.3%), non investment grade bonds (5.1%), real estate (3.8%), preferred stock (2.4%), other (14.4%)
Corporate Info
Group Affiliation
Assurant Inc
Investment Rating
Company Address
260 Interstate North Circle, SE
Atlanta, GA 30339
Atlanta, GA 30339
Phone Number
(770) 763-1000
NAIC Number
42978
Website
Largest Affiliates