State Farm Lloyds
Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Excellent profitability index (8.9) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.5%. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Other Rating Factors:
History of adequate reserve strength (6.5) as reserves have been consistently at an acceptable level. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (91.3%), comm multi (7.3%), farmowners (1.3%), other (0.1%)
Licensed in:
TX
Principal Investments:
Investment grade bonds (96.6%), other (3.4%)
Corporate Info
Group Affiliation
State Farm Mutual Automobile Ins Co
Investment Rating
--
Company Address
1251 State Street
Richardson, TX 75082
Richardson, TX 75082
Phone Number
(972) 732-5000
NAIC Number
43419
Website
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