C
StarStone Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.72
Risk Adjusted
Capital Ratio #2
1.35
Loss
Ratio
57.34%
Total
Assets
2.93B
Capital
1.10B
Net
Premiums
892.83M
Net
Income
121.29M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
612
514
1,126
45.65%
23.88%
2024
57
46
103
44.66%
23.31%
2021
689
11
700
1.57%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
646
571
1,217
46.92%
49.08%
2024
210
173
383
45.17%
47.46%
2023
1
30
31
96.77%
47.29%
2022
0
0
0
0.00%
45.44%
2021
179
-2,212
-2,033
108.80%
44.40%
2020
25
812
837
97.01%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
156
40
196
20.41%
42.44%
2024
38
8
46
17.39%
41.75%
2023
0
0
0
0.00%
38.64%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
39.58%
2023
140
8
148
5.41%
36.96%
2022
1,769
0
1,769
0.00%
37.07%
2021
1,372
181
1,553
11.65%
39.17%
2020
3
0
3
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
986
989
99.70%
95.15%
2024
39
829
868
95.51%
96.08%
2023
28
486
514
94.55%
95.22%
2022
0
0
0
0.00%
96.00%
2021
687
90
777
11.58%
93.58%
2020
0
-319
-319
100.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
94.16%
2024
0
6
6
100.00%
92.29%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
178
2,317
2,495
92.87%
83.87%
2024
8
674
682
98.83%
81.44%
2023
16
705
721
97.78%
74.87%
2022
1,629
0
1,629
0.00%
72.69%
2021
-158
1,320
1,162
113.60%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
818
1,336
2,154
62.02%
13.25%
2024
109
352
461
76.36%
12.32%
2023
56
285
341
83.58%
16.34%
2022
0
0
0
0.00%
11.13%
2021
-238
1,981
1,743
113.65%
18.93%
2020
0
0
0
0.00%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
84.76%
2024
0
5
5
100.00%
84.35%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
66
161
227
70.93%
63.59%
2024
8
87
95
91.58%
63.97%
2021
0
0
0
0.00%
62.74%