C
StarStone Specialty Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.00
Loss
Ratio
60.26%
Total
Assets
2.60B
Capital
899.91M
Net
Premiums
987.76M
Net
Income
27.04M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
57
46
103
44.66%
23.31%
2021
689
11
700
1.57%
22.81%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
210
173
383
45.17%
47.44%
2023
1
30
31
96.77%
47.29%
2022
0
0
0
0.00%
45.44%
2021
179
-2,212
-2,033
108.80%
44.40%
2020
25
812
837
97.01%
42.45%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
38
8
46
17.39%
41.75%
2023
0
0
0
0.00%
38.64%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
39.58%
2023
140
8
148
5.41%
36.96%
2022
1,769
0
1,769
0.00%
37.07%
2021
1,372
181
1,553
11.65%
39.17%
2020
3
0
3
0.00%
35.42%
2019
214
5
219
2.28%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
39
829
868
95.51%
96.06%
2023
28
486
514
94.55%
95.22%
2022
0
0
0
0.00%
96.00%
2021
687
90
777
11.58%
93.58%
2020
0
-319
-319
100.00%
94.02%
2019
5
319
324
98.46%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
6
6
100.00%
92.29%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
0
0
0.00%
93.85%
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8
674
682
98.83%
81.35%
2023
16
705
721
97.78%
74.87%
2022
1,629
0
1,629
0.00%
72.69%
2021
-158
1,320
1,162
113.60%
79.01%
2020
0
0
0
0.00%
80.13%
2019
24
387
411
94.16%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
109
352
461
76.36%
12.20%
2023
56
285
341
83.58%
16.34%
2022
0
0
0
0.00%
11.13%
2021
-238
1,981
1,743
113.65%
18.93%
2020
0
0
0
0.00%
20.93%
2019
1
25
26
96.15%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
5
5
100.00%
84.35%
2021
0
0
0
0.00%
84.45%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8
87
95
91.58%
64.47%
2021
0
0
0
0.00%
62.74%