C
StarStone Specialty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall profitability index (6.5 on a scale of 0 to 10) despite operating losses during 2021. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2023. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent liquidity (7.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.9). Stability strengths include good operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company.
Principal Lines of Business: Fire (35.3%), med mal (8.0%), personal/comm auto (6.4%), comm multi (3.5%), product liab. (2.9%), other (43.9%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (77.7%), common stock (18.8%), cash (2.6%), non investment grade bonds (0.2%), other (0.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Core Specialty Ins Holdings Inc
Investment Rating
--
Company Address
201 E. Fifth Street
Cincinnati, OH 45202
Phone Number
(513) 599-7511
NAIC Number
44776
Largest Affiliates
E
Cincinnati, OH - P&C
C
Long Beach, NY - P&C
B
Indianapolis, IN - P&C
C
Long Beach, NY - P&C