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Auto insurance is something everyone needs. Period. Even if your car is paid off and you no longer want full coverage, you’re still required to have liability protection. It’s mandatory across the...
You’ve probably heard about the games Wall Street banks play. In fact, it’s almost like Willy Wonka’s chocolate factory with analysts. They’re like Oopma Loompas moving in concert to the tune of...
Since the financial crisis of 2007-2009, government agencies have taken a number of steps to ensure that banks can weather another economic downturn. In a perfect world, the next downturn...
I just put the finishing touches on my latest, hot-off-the-presses issue of High Yield Investing. And I have to tell you, I’m as excited about this brand new letter as I’ve been about any...
Adequate capital is the most important factor when it comes to analyzing any insurer. That’s because capital levels can indicate what might happen to a company if the going gets tough and policy...
Roughly 10 years ago, we suffered the largest slowdown in the U.S. economy since the Great Depression. Bear Sterns was given away at fire-sale prices, as was Countrywide Home Loans and many other...
Health insurance is a big unknown for millions of Americans as the new healthcare bill is being drafted for the Senate approval. In the meantime, some of the largest health insurers are just as...
Last week I wrote about Property & Casualty insurers that began operation within the last five years. I outlined that of the rated ones, a majority are considered vulnerable, with a “D” or “E”...
After Amazon’s (AMZN) announcement that it was buying Whole Foods Market Inc. (WFM) for $13.7 billion in cash, shares of both companies went up. (Enough in Amazon’s case to essentially make the...
Insurance companies typically don’t elicit much sympathy from the public. We see them as either predatory, thieves or, at the very least, on par with lawyers as businesses that we rarely choose to...