Bread Financial Holdings, Inc.
BFH
$86.60
$0.820.96%
NYSE
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | -49.00M | -72.00M | -61.00M | -45.00M | -36.00M |
| Total Other Revenue | 764.00M | 674.00M | 733.00M | 700.00M | 710.00M |
| Total Revenue | 715.00M | 602.00M | 672.00M | 655.00M | 674.00M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 715.00M | 602.00M | 672.00M | 655.00M | 674.00M |
| SG&A Expenses | 355.00M | 380.00M | 358.00M | 348.00M | 357.00M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 117.00M | 120.00M | 115.00M | 133.00M | 120.00M |
| Total Operating Expenses | 472.00M | 500.00M | 473.00M | 481.00M | 477.00M |
| Operating Income | 243.00M | 102.00M | 199.00M | 174.00M | 197.00M |
| Income Before Tax | 243.00M | 47.00M | 196.00M | 174.00M | 197.00M |
| Income Tax Expenses | 62.00M | -6.00M | 8.00M | 35.00M | 55.00M |
| Earnings from Continuing Operations | 181.00M | 53.00M | 188.00M | 139.00M | 142.00M |
| Earnings from Discontinued Operations | -- | 1.00M | -- | -- | -4.00M |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 181.00M | 54.00M | 188.00M | 139.00M | 138.00M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 4.18 | 1.20 | 4.04 | 2.98 | 2.82 |
| Normalized Basic EPS | 3.55 | 1.42 | 2.67 | 2.33 | 2.51 |
| EPS Diluted | 4.15 | 1.18 | 3.96 | 2.93 | 2.78 |
| Normalized Diluted EPS | 3.52 | 1.39 | 2.62 | 2.30 | 2.48 |
| Average Basic Shares Outstanding | 42.80M | 44.90M | 46.50M | 46.70M | 49.00M |
| Average Diluted Shares Outstanding | 43.20M | 46.00M | 47.50M | 47.20M | 49.60M |
| Dividend Per Share | 0.23 | 0.23 | 0.21 | 0.21 | 0.21 |
| Payout Ratio | 7.73% | 20.37% | 4.79% | 7.19% | 8.70% |