C
Hold
12/23/2020Upgraded
Ballston Spa Bancorp, Inc. (BSPA) was upgraded to C from C- on 12/23/2020 due to an increase in the solvency index, volatility index and total return index. Debt to equity declined from 1.49 to 0.73.
C
Hold
8/20/2020Downgrade
Ballston Spa Bancorp, Inc. (BSPA) was downgraded to C- from C on 8/20/2020 due to a large decline in the volatility index, total return index and solvency index.
C
Hold
5/20/2016Downgrade
Ballston Spa Bancorp, Inc. (BSPA) was downgraded to C from C+ on 5/20/2016 due to a decline in the volatility index and solvency index.
C
Hold
12/17/2015Upgraded
Ballston Spa Bancorp, Inc. (BSPA) was upgraded to C+ from on 12/17/2015 due to a significant increase in the solvency index, valuation index and efficiency index. Debt to equity declined from 1.2 to 0.85.
