Ballston Spa Bancorp, Inc.
BSPA
$67.50
-$4.50-6.25%
OTC PK
| 09/30/2025 | 12/31/2024 | 09/30/2024 | 12/31/2023 | 09/30/2023 | |
|---|---|---|---|---|---|
| Revenue | 641.00K | 1.64M | 393.00K | -422.00K | 708.00K |
| Total Other Revenue | 6.34M | 5.88M | 5.82M | 5.93M | 5.66M |
| Total Revenue | 6.98M | 7.52M | 6.22M | 5.51M | 6.36M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 6.98M | 7.52M | 6.22M | 5.51M | 6.36M |
| SG&A Expenses | 5.01M | 4.63M | 4.12M | 4.00M | 3.85M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 326.00K | 1.32M | 66.00K | 738.00K | 722.00K |
| Total Operating Expenses | 5.34M | 5.95M | 4.18M | 4.74M | 4.57M |
| Operating Income | 1.64M | 1.57M | 2.03M | 774.00K | 1.79M |
| Income Before Tax | 1.46M | 1.43M | 1.82M | 559.00K | 1.61M |
| Income Tax Expenses | 256.00K | 261.00K | 346.00K | -127.00K | 306.00K |
| Earnings from Continuing Operations | 1.21M | 1.17M | 1.47M | 686.00K | 1.30M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 1.21M | 1.17M | 1.47M | 686.00K | 1.30M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 1.63 | 1.57 | 1.97 | 0.92 | 1.76 |
| Normalized Basic EPS | 1.23 | 1.20 | 1.52 | 0.47 | -- |
| EPS Diluted | 1.63 | 1.57 | 1.97 | 0.92 | 1.76 |
| Normalized Diluted EPS | 1.23 | 1.20 | 1.52 | 0.47 | -- |
| Average Basic Shares Outstanding | 740.60K | 742.70K | 744.70K | 744.00K | 740.50K |
| Average Diluted Shares Outstanding | 740.60K | 742.70K | 744.70K | 744.00K | 740.50K |
| Dividend Per Share | 0.33 | 0.33 | 0.99 | 0.33 | 0.99 |
| Payout Ratio | -- | 20.98% | -- | -- | -- |