Ballston Spa Bancorp, Inc.
BSPA
$82.92
$2.933.66%
OTC PK
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 03/31/2025 | 12/31/2024 | |
|---|---|---|---|---|---|
| Revenue | 989.00K | 1.84M | 641.00K | 850.00K | 1.64M |
| Total Other Revenue | 6.61M | 6.62M | 6.34M | 6.28M | 5.88M |
| Total Revenue | 7.60M | 8.46M | 6.98M | 7.13M | 7.52M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 7.60M | 8.46M | 6.98M | 7.13M | 7.52M |
| SG&A Expenses | 5.41M | 4.55M | 5.01M | 4.67M | 4.63M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 711.00K | 1.19M | 326.00K | 630.00K | 1.32M |
| Total Operating Expenses | 6.12M | 5.74M | 5.34M | 5.30M | 5.95M |
| Operating Income | 1.48M | 2.72M | 1.64M | 1.82M | 1.57M |
| Income Before Tax | 477.00K | 1.01M | 1.46M | 1.61M | 1.43M |
| Income Tax Expenses | 233.00K | 214.00K | 256.00K | 305.00K | 261.00K |
| Earnings from Continuing Operations | 244.00K | 796.00K | 1.21M | 1.30M | 1.17M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 244.00K | 796.00K | 1.21M | 1.30M | 1.17M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 0.33 | 1.07 | 1.63 | 1.75 | 1.57 |
| Normalized Basic EPS | 1.03 | 2.14 | 1.23 | 1.35 | 1.20 |
| EPS Diluted | 0.33 | 1.07 | 1.63 | 1.75 | 1.57 |
| Normalized Diluted EPS | 1.03 | 2.14 | 1.23 | 1.35 | 1.20 |
| Average Basic Shares Outstanding | 742.70K | 742.70K | 740.60K | 742.70K | 742.70K |
| Average Diluted Shares Outstanding | 742.70K | 742.70K | 740.60K | 742.70K | 742.70K |
| Dividend Per Share | 0.33 | 0.33 | 0.33 | 0.33 | 0.33 |
| Payout Ratio | 100.41% | 30.78% | -- | 18.83% | 20.98% |