U
Ballston Spa Bancorp, Inc. BSPA
$67.50 -$4.50-6.25% OTC PK
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EPS (TTM)

09/30/2025 12/31/2024 09/30/2024 12/31/2023 09/30/2023
Total Cash And Short-Term Investments 20.44M 25.78M 11.85M 23.74M 22.33M
Total Receivables -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Finance Division Loans and Leases Current -- -- -- -- --
Total Finance Division Other Current Assets -- -- -- -- --
Other Current Assets 3.40M 3.17M -- 2.77M --
Total Current Assets 23.84M 28.95M 11.85M 26.50M 22.33M

Total Current Assets 23.84M 28.95M 11.85M 26.50M 22.33M
Net Property, Plant & Equipment 11.41M 10.34M 9.86M 10.03M 10.05M
Long-term Investments 1.60M 1.60M -- 1.60M --
Goodwill 1.60M 1.60M -- 1.60M --
Total Other Intangibles -- -- -- -- --
Finance Div Loans & Leases LT -- -- -- -- --
Total Finance Div Other LT Assets -- -- -- -- --
Total Other Assets 17.62M 16.72M 16.93M 15.96M 16.94M
Total Assets 914.21M 896.32M 878.90M 823.53M 903.87M

Total Accounts Payable 806.53M 695.91M 766.18M 689.24M 798.45M
Total Accrued Expenses -- -- -- -- --
Short-term Debt -- 86.50M -- 25.05M --
Current Portion of Long-Term Debt/Capital Leases -- -- -- -- --
Finance Division Debt Current -- 153.00K -- -- --
Total Finance Division Other Current Liabilities -- -- -- -- --
Total Other Current Liabilities -- -- -- -- --
Total Current Liabilities 806.53M 782.56M 766.18M 714.29M 798.45M

Total Current Liabilities 806.53M 782.56M 766.18M 714.29M 798.45M
Long-Term Debt 27.75M 37.75M 37.75M 37.75M 37.75M
Short-term Debt -- 86.50M -- 25.05M --
Capital Leases -- 78.00K -- -- --
Finance Division Debt Non Current -- -- -- -- --
Total Finance Division Other Non Current Liabilities -- -- -- -- --
Total Other Liabilities 9.69M 9.70M 11.51M 11.66M 11.20M
Total Liabilities 843.97M 830.09M 815.43M 763.70M 847.39M

Common Stock & APIC 9.64M 9.64M 9.64M 9.64M 9.64M
Retained Earnings 61.32M 58.32M 55.54M 52.33M 51.73M
Treasury Stock & Other -725.00K -1.73M -1.72M -2.14M -4.89M
Total Common Equity 70.24M 66.23M 63.46M 59.83M 56.48M

Preferred Stock Redeemable -- -- -- -- --
Preferred Stock Non Redeemable -- -- -- -- --
Preferred Stock Convertible -- -- -- -- --
Preferred Stock, Others -- -- -- -- --
Total Preferred Equity -- -- -- -- --

Total Common Equity 70.24M 66.23M 63.46M 59.83M 56.48M
Total Preferred Equity -- -- -- -- --
Total Minority Interest -- -- -- -- --
Total Equity 70.24M 66.23M 63.46M 59.83M 56.48M