B
Citizens Financial Services, Inc. CZFS
$82.54 $0.831.02% NASDAQ
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EPS (TTM)

06/30/2026 03/31/2026 12/31/2025 09/30/2025 06/30/2025
Revenue 13.60M 13.25M 14.34M 14.61M 14.51M
Total Other Revenue 101.16M 98.86M 95.63M 92.79M 89.67M
Total Revenue 114.76M 112.11M 109.97M 107.40M 104.18M
Cost of Revenue -- -- -- -- --
Gross Profit 114.76M 112.11M 109.97M 107.40M 104.18M
SG&A Expenses 50.61M 50.21M 50.10M 49.98M 49.83M
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 12.59M 12.24M 12.13M 12.73M 12.53M
Total Operating Expenses 63.20M 62.45M 62.23M 62.72M 62.35M
Operating Income 51.56M 49.66M 47.74M 44.68M 41.83M
Income Before Tax 50.49M 48.56M 45.29M 41.95M 38.84M
Income Tax Expenses 9.44M 9.24M 8.72M 7.87M 7.23M
Earnings from Continuing Operations 41.05 39.33 36.57 34.07 31.60
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 41.05M 39.33M 36.57M 34.07M 31.60M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 8.56 8.20 7.62 7.10 6.59
Normalized Basic EPS 6.40 6.15 5.90 5.51 5.10
EPS Diluted 8.55 8.19 7.62 7.10 6.58
Normalized Diluted EPS 6.40 6.15 5.90 5.50 5.10
Average Basic Shares Outstanding 19.19M 19.19M 19.19M 23.94M 23.94M
Average Diluted Shares Outstanding 19.20M 19.20M 19.20M 23.95M 23.95M
Dividend Per Share 2.01 1.99 1.98 1.97 1.95
Payout Ratio 23.53% 24.40% 26.11% 27.82% 29.76%