C
Citizens Financial Services, Inc. CZFS
$55.89 -$0.18-0.32% NASDAQ
Recommendation
Prev Close
Volume
Avg Vol (90D)
Market Cap
Dividend & Yield
52-Week Range
P/E (TTM)
EPS (TTM)

09/30/2025 06/30/2025 03/31/2025 12/31/2024 09/30/2024
Revenue 14.29M 14.19M 13.86M 15.40M 15.55M
Total Other Revenue 92.79M 89.67M 86.07M 83.87M 82.65M
Total Revenue 107.07M 103.86M 99.93M 99.27M 98.20M
Cost of Revenue -- -- -- -- --
Gross Profit 107.07M 103.86M 99.93M 99.27M 98.20M
SG&A Expenses 49.98M 49.83M 49.74M 49.95M 49.84M
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 12.98M 12.78M 12.82M 12.86M 12.06M
Total Operating Expenses 62.97M 62.60M 62.56M 62.81M 61.90M
Operating Income 44.11M 41.26M 37.37M 36.46M 36.30M
Income Before Tax 41.70M 38.59M 34.56M 33.68M 33.36M
Income Tax Expenses 7.62M 6.98M 6.14M 5.87M 5.99M
Earnings from Continuing Operations 34.07 31.60 28.42 27.82 27.38
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 34.07M 31.60M 28.42M 27.82M 27.38M
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 10.39 9.87 9.21 8.96 8.78
Normalized Basic EPS 7.92 7.52 6.99 6.76 6.68
EPS Diluted 10.37 9.86 9.20 8.96 8.77
Normalized Diluted EPS 7.92 7.51 6.99 6.76 6.68
Average Basic Shares Outstanding 28.69M 28.69M 28.69M 28.68M 28.68M
Average Diluted Shares Outstanding 28.70M 28.70M 28.70M 28.70M 28.69M
Dividend Per Share 2.96 2.94 2.93 2.91 2.90
Payout Ratio 27.82% 29.76% 32.91% 33.44% 33.88%