Citizens Financial Services, Inc.
CZFS
$63.85
-$0.93-1.44%
NASDAQ
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | 14.61M | 14.34M | 14.61M | 14.51M | 14.18M |
| Total Other Revenue | 98.86M | 95.63M | 92.79M | 89.67M | 86.07M |
| Total Revenue | 113.47M | 109.97M | 107.40M | 104.18M | 100.26M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 113.47M | 109.97M | 107.40M | 104.18M | 100.26M |
| SG&A Expenses | 50.21M | 50.10M | 49.98M | 49.83M | 49.74M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 12.24M | 12.13M | 12.73M | 12.53M | 12.57M |
| Total Operating Expenses | 62.45M | 62.23M | 62.72M | 62.35M | 62.31M |
| Operating Income | 51.02M | 47.74M | 44.68M | 41.83M | 37.94M |
| Income Before Tax | 48.56M | 45.29M | 41.95M | 38.84M | 34.81M |
| Income Tax Expenses | 9.24M | 8.72M | 7.87M | 7.23M | 6.39M |
| Earnings from Continuing Operations | 39.33 | 36.57 | 34.07 | 31.60 | 28.42 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 39.33M | 36.57M | 34.07M | 31.60M | 28.42M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 8.20 | 7.62 | 7.10 | 6.59 | 5.92 |
| Normalized Basic EPS | 6.33 | 5.90 | 5.51 | 5.10 | 4.58 |
| EPS Diluted | 8.19 | 7.62 | 7.10 | 6.58 | 5.92 |
| Normalized Diluted EPS | 6.32 | 5.90 | 5.50 | 5.10 | 4.58 |
| Average Basic Shares Outstanding | 19.19M | 19.19M | 23.94M | 23.94M | 23.94M |
| Average Diluted Shares Outstanding | 19.20M | 19.20M | 23.95M | 23.95M | 23.95M |
| Dividend Per Share | 2.00 | 1.99 | 1.97 | 1.96 | 1.94 |
| Payout Ratio | 24.40% | 26.11% | 27.82% | 29.76% | 32.91% |