C
Citizens Financial Services, Inc. CZFS
$55.89 -$0.18-0.32% NASDAQ
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Volume
Avg Vol (90D)
Market Cap
Dividend & Yield
52-Week Range
P/E (TTM)
EPS (TTM)

09/30/2025 06/30/2025 03/31/2025 12/31/2024 09/30/2024
Revenue -8.14% -8.23% -3.78% 32.71% 50.70%
Total Other Revenue 12.27% 7.97% 12.04% 12.23% 14.61%
Total Revenue 9.03% 5.43% 9.54% 14.98% 19.13%
Cost of Revenue -- -- -- -- --
Gross Profit 9.03% 5.43% 9.54% 14.98% 19.13%
SG&A Expenses 0.28% -0.49% 5.05% 14.35% 24.26%
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses 7.68% 8.69% 16.66% 30.49% 33.84%
Total Operating Expenses 1.72% 1.25% 7.23% 17.32% 26.01%
Operating Income 21.51% 12.46% 13.63% 11.15% 8.97%
Income Before Tax 24.98% 16.01% 60.44% 56.56% 51.71%
Income Tax Expenses 27.32% 18.90% 71.98% 58.34% 55.69%
Earnings from Continuing Operations 24.46% 15.39% 58.14% 56.18% 50.86%
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 24.46% 15.39% 58.14% 56.18% 50.86%
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 18.36% -4.79% 26.37% 16.04% 4.05%
Normalized Basic EPS 18.56% -6.47% -13.91% -21.13% -27.62%
EPS Diluted 18.35% -4.84% 26.52% 16.40% 4.14%
Normalized Diluted EPS 18.53% -6.50% -13.95% -21.16% -27.64%
Average Basic Shares Outstanding 0.04% -14.16% -22.44% -19.37% -16.06%
Average Diluted Shares Outstanding 0.06% -14.13% -22.40% -19.34% -16.04%
Dividend Per Share 2.07% -12.90% -23.84% -23.97% -23.57%
Payout Ratio -0.18% -0.12% -0.33% -0.30% -0.24%