C
Citizens Financial Services, Inc. CZFS
$58.90 $0.090.15% NASDAQ
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Avg Vol (90D)
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P/E (TTM)
EPS (TTM)

12/31/2025 09/30/2025 06/30/2025 03/31/2025 12/31/2024
Revenue -8.79% -6.04% -6.12% -1.52% 35.52%
Total Other Revenue 14.02% 12.27% 7.97% 12.04% 12.23%
Total Revenue 10.42% 9.37% 5.76% 9.90% 15.36%
Cost of Revenue -- -- -- -- --
Gross Profit 10.42% 9.37% 5.76% 9.90% 15.36%
SG&A Expenses 0.29% 0.28% -0.49% 5.05% 14.35%
Depreciation & Amortization -- -- -- -- --
Other Operating Expenses -3.81% 6.02% 6.98% 14.84% 28.46%
Total Operating Expenses -0.54% 1.40% 0.93% 6.89% 16.95%
Operating Income 28.97% 22.96% 13.89% 15.23% 12.75%
Income Before Tax 33.51% 25.58% 16.61% 61.36% 57.49%
Income Tax Expenses 42.89% 30.66% 22.31% 77.58% 63.74%
Earnings from Continuing Operations 31.47% 24.46% 15.39% 58.14% 56.18%
Earnings from Discontinued Operations -- -- -- -- --
Extraordinary Item & Accounting Change -- -- -- -- --
Minority Interest in Earnings -- -- -- -- --
Net Income 31.47% 24.46% 15.39% 58.14% 56.18%
EBIT -- -- -- -- --
EBITDA -- -- -- -- --
EPS Basic 26.78% -0.79% -21.00% 3.30% -5.73%
Normalized Basic EPS 27.81% 0.79% -21.25% -28.53% -34.98%
EPS Diluted 26.61% -0.85% -21.08% 3.38% -5.46%
Normalized Diluted EPS 27.81% 0.77% -21.27% -28.56% -35.00%
Average Basic Shares Outstanding -16.54% 0.04% -14.16% -22.44% -19.37%
Average Diluted Shares Outstanding -16.55% 0.06% -14.13% -22.40% -19.34%
Dividend Per Share 2.69% -14.86% -27.42% -36.60% -36.80%
Payout Ratio -0.22% -0.18% -0.12% -0.33% -0.30%