Live Oak Bancshares, Inc. LOB
NYSE
| 09/30/2026 | 06/30/2026 | 03/31/2026 | 12/31/2025 | 09/30/2025 | |
|---|---|---|---|---|---|
| Revenue | 137.79M | 121.97M | 121.38M | 117.67M | 97.36M |
| Total Other Revenue | 378.42M | 393.36M | 379.79M | 352.06M | 314.67M |
| Total Revenue | 516.21M | 515.33M | 501.16M | 469.73M | 412.03M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 516.21M | 515.33M | 501.16M | 469.73M | 412.03M |
| SG&A Expenses | 277.60M | 278.71M | 277.75M | 275.53M | 269.55M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 35.46M | 32.67M | 35.33M | 33.91M | 34.55M |
| Total Operating Expenses | 313.06M | 311.38M | 313.08M | 309.44M | 304.10M |
| Operating Income | 203.16M | 203.95M | 188.09M | 160.29M | 107.93M |
| Income Before Tax | 183.04M | 184.38M | 169.76M | 142.82M | 94.14M |
| Income Tax Expenses | 44.00M | 45.14M | 43.84M | 37.17M | 24.77M |
| Earnings from Continuing Operations | 139.04 | 139.24 | 125.92 | 105.64 | 69.36 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | 360.00K | 322.00K | 272.00K | 228.00K | 197.00K |
| Net Income | 139.40M | 139.56M | 126.19M | 105.87M | 69.56M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 2.84 | 2.88 | 2.64 | 2.25 | 1.50 |
| Normalized Basic EPS | 2.53 | 2.55 | 2.36 | 1.99 | 1.29 |
| EPS Diluted | 2.81 | 2.84 | 2.61 | 2.22 | 1.48 |
| Normalized Diluted EPS | 2.50 | 2.53 | 2.34 | 1.98 | 1.28 |
| Average Basic Shares Outstanding | 184.64M | 184.09M | 183.46M | 182.70M | 182.02M |
| Average Diluted Shares Outstanding | 186.27M | 185.62M | 184.82M | 184.07M | 183.93M |
| Dividend Per Share | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |
| Payout Ratio | 9.98% | 9.14% | 8.44% | 8.06% | 9.23% |