Live Oak Bancshares, Inc.
LOB
$32.25
-$0.38-1.17%
NYSE
| 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | |
|---|---|---|---|---|---|
| Revenue | 128.72M | 108.41M | 110.95M | 110.68M | 112.12M |
| Total Other Revenue | 352.06M | 314.67M | 283.93M | 277.51M | 279.69M |
| Total Revenue | 480.78M | 423.08M | 394.87M | 388.19M | 391.82M |
| Cost of Revenue | -- | -- | -- | -- | -- |
| Gross Profit | 480.78M | 423.08M | 394.87M | 388.19M | 391.82M |
| SG&A Expenses | 286.58M | 280.60M | 273.56M | 266.98M | 262.08M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | 33.91M | 34.55M | 33.83M | 29.77M | 29.67M |
| Total Operating Expenses | 320.49M | 315.15M | 307.39M | 296.75M | 291.75M |
| Operating Income | 160.29M | 107.93M | 87.49M | 91.45M | 100.07M |
| Income Before Tax | 142.82M | 94.14M | 75.40M | 80.26M | 89.24M |
| Income Tax Expenses | 37.17M | 24.77M | 19.48M | 20.76M | 11.82M |
| Earnings from Continuing Operations | 105.64 | 69.36 | 55.92 | 59.50 | 77.42 |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | 228.00K | 197.00K | 147.00K | 106.00K | 57.00K |
| Net Income | 105.87M | 69.56M | 56.07M | 59.61M | 77.47M |
| EBIT | -- | -- | -- | -- | -- |
| EBITDA | -- | -- | -- | -- | -- |
| EPS Basic | 2.25 | 1.50 | 1.24 | 1.32 | 1.72 |
| Normalized Basic EPS | 1.99 | 1.29 | 1.04 | 1.11 | 1.24 |
| EPS Diluted | 2.22 | 1.48 | 1.21 | 1.29 | 1.68 |
| Normalized Diluted EPS | 1.98 | 1.28 | 1.03 | 1.10 | 1.22 |
| Average Basic Shares Outstanding | 182.70M | 182.02M | 181.31M | 180.65M | 180.04M |
| Average Diluted Shares Outstanding | 184.07M | 183.93M | 183.66M | 183.39M | 183.28M |
| Dividend Per Share | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |
| Payout Ratio | 8.06% | 9.23% | 9.71% | 9.10% | 6.98% |