Upstart Holdings, Inc.
UPST
$30.68
$0.491.62%
NASDAQ
| 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | 12/31/2024 | |
|---|---|---|---|---|---|
| Revenue | 265.22M | 258.54M | 240.78M | 185.48M | 199.28M |
| Total Other Revenue | 38.95M | 27.36M | 24.29M | 34.92M | 27.12M |
| Total Revenue | 304.17M | 285.90M | 265.06M | 220.39M | 226.40M |
| Cost of Revenue | 51.84M | 49.79M | 46.25M | 40.50M | 40.60M |
| Gross Profit | 252.33M | 236.11M | 218.82M | 179.89M | 185.79M |
| SG&A Expenses | 158.42M | 139.62M | 137.68M | 119.53M | 115.89M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 277.17M | 253.44M | 252.75M | 217.87M | 223.71M |
| Operating Income | 27.00M | 32.46M | 12.31M | 2.52M | 2.68M |
| Income Before Tax | 19.16M | 31.93M | 5.66M | -2.42M | -2.64M |
| Income Tax Expenses | 526.00K | 124.00K | 49.00K | 29.00K | 111.00K |
| Earnings from Continuing Operations | 18.64M | 31.81M | 5.61M | -2.45M | -2.76M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 18.64M | 31.81M | 5.61M | -2.45M | -2.76M |
| EBIT | 27.00M | 32.46M | 12.31M | 2.52M | 2.68M |
| EBITDA | 33.46M | 38.59M | 18.16M | 8.92M | 7.38M |
| EPS Basic | 0.19 | 0.33 | 0.06 | -0.03 | -0.03 |
| Normalized Basic EPS | 0.12 | 0.16 | 0.04 | -0.02 | -0.02 |
| EPS Diluted | 0.17 | 0.23 | 0.05 | -0.03 | -0.03 |
| Normalized Diluted EPS | 0.11 | 0.14 | 0.03 | -0.02 | -0.02 |
| Average Basic Shares Outstanding | 97.59M | 96.68M | 95.53M | 94.27M | 92.17M |
| Average Diluted Shares Outstanding | 112.22M | 109.72M | 102.85M | 94.27M | 92.17M |
| Dividend Per Share | -- | -- | -- | -- | -- |
| Payout Ratio | -- | -- | -- | -- | -- |