X Financial
XYF
$5.44
-$0.09-1.63%
NYSE
| 03/31/2026 | 12/31/2025 | 09/30/2025 | 06/30/2025 | 03/31/2025 | |
|---|---|---|---|---|---|
| Revenue | 67.55M | 97.32M | 173.56M | 226.92M | 184.83M |
| Total Other Revenue | 102.60M | 109.74M | 100.41M | 87.44M | 81.54M |
| Total Revenue | 170.14M | 207.06M | 273.97M | 314.36M | 266.37M |
| Cost of Revenue | 77.78M | 90.00M | 87.53M | 77.50M | 73.68M |
| Gross Profit | 92.36M | 117.06M | 186.45M | 236.86M | 192.69M |
| SG&A Expenses | 11.27M | 26.21M | 15.76M | 11.46M | 8.36M |
| Depreciation & Amortization | -- | -- | -- | -- | -- |
| Other Operating Expenses | -- | -- | -- | -- | -- |
| Total Operating Expenses | 89.05M | 116.20M | 103.29M | 88.96M | 82.04M |
| Operating Income | 81.09M | 90.86M | 170.69M | 225.40M | 184.34M |
| Income Before Tax | 15.93M | 5.83M | 70.06M | 88.34M | 79.01M |
| Income Tax Expenses | 10.45M | -2.24M | 11.20M | 15.32M | 16.02M |
| Earnings from Continuing Operations | 5.49M | 8.06M | 58.85M | 73.02M | 62.98M |
| Earnings from Discontinued Operations | -- | -- | -- | -- | -- |
| Extraordinary Item & Accounting Change | -- | -- | -- | -- | -- |
| Minority Interest in Earnings | -- | -- | -- | -- | -- |
| Net Income | 5.49M | 8.06M | 58.85M | 73.02M | 62.98M |
| EBIT | 81.09M | 90.86M | 170.69M | 225.40M | 184.34M |
| EBITDA | 81.49M | 91.25M | 170.94M | 225.65M | 184.58M |
| EPS Basic | 0.84 | 1.24 | 8.87 | 10.45 | 8.99 |
| Normalized Basic EPS | 1.25 | 1.48 | 5.96 | -- | 2.76 |
| EPS Diluted | 0.83 | 1.23 | 8.45 | 9.96 | 8.71 |
| Normalized Diluted EPS | 1.23 | 1.45 | 5.66 | -- | 2.67 |
| Average Basic Shares Outstanding | 39.02M | 38.92M | 39.80M | 41.93M | 42.05M |
| Average Diluted Shares Outstanding | 6.57M | 6.62M | 6.98M | 7.33M | 7.25M |
| Dividend Per Share | -- | 1.63 | -- | 1.67 | -- |
| Payout Ratio | -- | -- | -- | -- | -- |