Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.4 has resulted in Fair (3.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.1 on a scale of 0 to 10) based on a net capital to total assets of 9.5 and a net worth ratio of 9.5. A current level of 10.5 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1).
Asset Mix:
Home mtgs (19%), consumer loans (10%), comm loans (2%), other (68%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2255 North Ontario Street
Burbank, CA 91504
Burbank, CA 91504
Phone Number
(800) 877-2345
NCUA Charter Number
Website
Largest Competitors
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA