Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (2.2) profitability.
Other Rating Factors:
Weak liquidity 2.9, driven by a liquidity ratio of 14.9 percent and a “hot money” ratio of 18.5 percent. Weak current capitalization (3.0 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 9.6.
Asset Mix:
Home mtgs (50%), consumer loans (13%), securities (1%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
434 West Alameda Avenue
Burbank, CA 91506
Burbank, CA 91506
Phone Number
(818) 973-4900
NCUA Charter Number
Website
Largest Competitors
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA