Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.1 has resulted in Weak (1.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.7 on a scale of 0 to 10).
Other Rating Factors:
Fair current capitalization (3.7 on a scale of 0 to 10) based on a net capital to total assets of 6.0 and a net worth ratio of 8.4. Fair liquidity 4.7, driven by a liquidity ratio of 28.5 percent and a “hot money” ratio of 15.8 percent.
Asset Mix:
Home mtgs (28%), consumer loans (12%), comm loans (5%), other (55%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1800 West Magnolia Boulevard
Burbank, CA 91506
Burbank, CA 91506
Phone Number
(818) 846-1710
NCUA Charter Number
Website
Largest Competitors
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA