Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.0) profitability. Weak current capitalization (1.6 on a scale of 0 to 10) based on a net capital to total assets of 4.7 and a net worth ratio of 7.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10). Fair liquidity 4.2, driven by a liquidity ratio of 20.9 percent and a “hot money” ratio of 3.4 percent.
Asset Mix:
Securities (24%), home mtgs (23%), consumer loans (10%), other (43%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3000 West Magnolia Boulevard
Burbank, CA 91505
Burbank, CA 91505
Phone Number
(818) 238-2900
NCUA Charter Number
Website
Largest Competitors
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA