D
UMe Federal Credit Union
BurbankCA
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.1 has resulted in Weak (2.7) profitability.
Other Rating Factors: Weak current capitalization (2.9 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 0.0. Fair liquidity 3.3, driven by a liquidity ratio of 15.6 percent and a “hot money” ratio of 3.5 percent.
Asset Mix: Securities (27%), home mtgs (25%), consumer loans (11%), other (36%)
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Non-Performing Loans to Capital
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Corporate Info
Address
3000 West Magnolia Boulevard
Burbank, CA 91505
Phone Number
(818) 238-2900
NCUA Charter Number