Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.1 has resulted in Weak (2.7) profitability.
Other Rating Factors:
Weak current capitalization (2.9 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 0.0. Fair liquidity 3.3, driven by a liquidity ratio of 15.6 percent and a “hot money” ratio of 3.5 percent.
Asset Mix:
Securities (27%), home mtgs (25%), consumer loans (11%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3000 West Magnolia Boulevard
Burbank, CA 91505
Burbank, CA 91505
Phone Number
(818) 238-2900
NCUA Charter Number
Website
Largest Competitors
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA
Burbank, CA