Danfoss Employees Credit Union
Major Rating Factors:
A current level of 19.0 percent of nonperforming loans to core capital combined with 19.6 percent from a year earlier contributes to the Fair asset quality (3.9).
Other Rating Factors:
Weak liquidity 2.1, driven by a liquidity ratio of 9.8 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Consumer loans (83%), other (17%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14900 Technology Drive
Eden Prairie, MN 55344
Eden Prairie, MN 55344
Phone Number
(952) 937-7175
NCUA Charter Number
Website
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