Danfoss Employees Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (3.0 on a scale of 0 to 10). A current level of 19.6 percent of nonperforming loans to core capital combined with 7.3 percent from a year earlier contributes to the Fair asset quality (3.0).
Other Rating Factors:
Fair liquidity 3.1, driven by a liquidity ratio of 19.9 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Good (5.2) profitability.
Asset Mix:
Consumer loans (76%), other (24%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14900 Technology Drive
Eden Prairie, MN 55344
Eden Prairie, MN 55344
Phone Number
(952) 937-7175
NCUA Charter Number
Website
Largest Competitors
Apple Valley, MN
Plymouth, MN
Saint Paul, MN
Falcon Heights, MN
Melrose, MN