Alltru Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.2 and a net worth ratio of 0.0. A current level of 12.6 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.9).
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.1 has resulted in Fair (3.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Asset Mix:
Consumer loans (65%), home mtgs (7%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1232 Wentzville Parkway
Wentzville, MO 63385
Wentzville, MO 63385
Phone Number
(636) 916-8300
NCUA Charter Number
Website
Largest Competitors
Chesterfield, MO
Saint Louis, MO
Jefferson City, MO
Saint Charles, MO
Columbia, MO