Alltru Federal Credit Union
Major Rating Factors:
A current level of 11.7 percent of nonperforming loans to core capital combined with 10.1 percent from a year earlier contributes to the Fair asset quality (4.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.2 on a scale of 0 to 10) based on a net capital to total assets of 7.5 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.1 has resulted in Weak (2.6) profitability.
Asset Mix:
Consumer loans (67%), home mtgs (6%), other (26%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1232 Wentzville Parkway
Wentzville, MO 63385
Wentzville, MO 63385
Phone Number
(636) 916-8300
NCUA Charter Number
Website
Largest Competitors
Chesterfield, MO
Saint Louis, MO
Saint Charles, MO
Jefferson City, MO
Columbia, MO