Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 19.1 percent of nonperforming loans to core capital combined with 5.4 percent from a year earlier contributes to the Fair asset quality (3.6). Fair liquidity 3.8, driven by a liquidity ratio of 25.8 percent and a “hot money” ratio of 22.6 percent.
Asset Mix:
Consumer loans (48%), home mtgs (11%), securities (11%), other (30%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
18 South Michigan Avenue
Chicago, IL 60603
Chicago, IL 60603
Phone Number
(312) 236-2326
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL