Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0). Excellent current capitalization (8.3 on a scale of 0 to 10) based on a net capital to total assets of 10.4 and a net worth ratio of 10.6.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10). Good liquidity 5.0, driven by a liquidity ratio of 28.0 percent and a “hot money” ratio of 7.6 percent.
Asset Mix:
Home mtgs (28%), securities (7%), consumer loans (5%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
720 East Wisconsin Avenue
Milwaukee, WI 53202
Milwaukee, WI 53202
Phone Number
(414) 665-3423
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI