Major Rating Factors:
                             A current level of 0.0 percent of nonperforming loans to core capital  contributes to the Excellent asset quality (10.0). Excellent current capitalization (9.6 on a scale of 0 to 10) based on a net capital to total assets of 11.2 and a net worth ratio of 0.0. 
                        
					
							Other Rating Factors:
							 A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Fair liquidity 4.3, driven by a liquidity ratio of 21.4 percent and a “hot money” ratio of 9.5 percent.                         
						
					
							Asset Mix:
							Home mtgs (32%), securities (6%), consumer loans (6%), other (56%)
						
					Asset Quality
                        Non-Performing Loans to Capital
                            
                        Non-Performing Assets to Assets
                            
                        Non-Performing Loans to Loans
                            
                        Loan Loss Reserves to Loans
                            
                        Charge-Offs to Average Loans
                            
                        5-Year Charge-Offs to Average Loans
                            
                        5-Year Asset Growth
                            
                        1-Year Asset Growth
                            
                        Profitability
                        Operating Profit to Average Assets
                            
                        Return on Equity
                            
                        Net Interest Spread
                            
                        5-Year ROAA (Return on Average Assets)
                            
                        Overhead Efficiency Ratio
                            
                        Corporate Info
						Address
							
								720 East Wisconsin Avenue 
Milwaukee, WI 53202
						Milwaukee, WI 53202
Phone Number
							(414) 665-3423
						NCUA Charter Number
							
						Website
							
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