Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 21.0 and a net worth ratio of 21.0. A current level of 1.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Other Rating Factors:
Excellent liquidity 9.2, driven by a liquidity ratio of 120.9 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 3.3 has resulted in Excellent (9.1) profitability.
Asset Mix:
Consumer loans (3%), other (97%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3500 West Mother Daniels Way
Milwaukee, WI 53209
Milwaukee, WI 53209
Phone Number
(414) 466-1800
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI
Milwaukee, WI