Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 17.1 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 2.8 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Excellent asset quality (9.5). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 0.6 has resulted in Good (5.5) profitability.
Asset Mix:
Home mtgs (25%), consumer loans (18%), securities (2%), other (55%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
700 West 39th Avenue
Denver, CO 80216
Denver, CO 80216
Phone Number
(303) 458-6660
NCUA Charter Number
Website
Largest Competitors
Denver, CO
Denver, CO
Denver, CO
Denver, CO