C
ACE LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.5 on a scale of 0 to 10) including fair financial strength of affiliated Chubb Limited and excessive premium growth. Good Liquidity (6.1) with sufficient resources to handle a spike in claims. Weak profitability (1.6) with operating losses during 2022. Return on equity has been low, averaging -32.7%.
Other Rating Factors: Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.5).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
CB
Company Address
2 STAMFORD PLAZA 281 TRESSER
Stamford, CT 06901
Phone Number
(215) 640-4021
NAIC Number
60348
Largest Affiliates
B
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Philadelphia, PA - P&C
C
Whitehouse Station, NJ - P&C
C
Whitehouse Station, NJ - P&C