Federal Ins Co
Major Rating Factors:
Fair overall results on stability tests (3.7 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 8.3% of capital. Good liquidity (5.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.1).
Stability Factors:
Principal Lines of Business:
Homeowners (23.2%), comm multi (14.2%), personal/comm auto (9.8%), work comp (6.8%), fin guar/surety (3.1%), product liab. (2.0%), fire (1.4%), med mal (0.3%), farmowners (0.1%), other (39.0%)
Licensed in:
All states and Canada, GU, MP, PR, VI
Principal Investments:
Investment grade bonds (63.1%), non investment grade bonds (15.2%), common stock (10.3%), other (11.4%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
20281
Website
Largest Affiliates