Federal Ins Co
Major Rating Factors:
Fair overall results on stability tests (3.2 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 9.5% of capital. Good liquidity (5.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.5).
Stability Factors:
Principal Lines of Business:
Homeowners (23.9%), comm multi (14.1%), personal/comm auto (10.0%), work comp (6.6%), fin guar/surety (3.2%), product liab. (2.0%), fire (1.2%), med mal (0.3%), farmowners (0.1%), other (38.7%)
Licensed in:
All states and Canada, GU, MP, PR, VI
Principal Investments:
Investment grade bonds (62.8%), non investment grade bonds (15.6%), common stock (10.5%), other (11.1%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
20281
Website
Largest Affiliates