Executive Risk Indemnity Inc
Major Rating Factors:
Fair overall results on stability tests (3.5 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 8.8% of capital. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors:
Excellent profitability index (8.7) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.8%. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (15.7%), comm multi (9.0%), work comp (8.4%), personal/comm auto (7.0%), fire (2.4%), product liab. (2.1%), fin guar/surety (1.7%), med mal (0.7%), farmowners (0.3%), other (52.7%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (54.9%), non investment grade bonds (26.8%), common stock (7.8%), cash (7.1%), real estate (0.2%), other (3.2%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
35181
Website
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