Pacific Indemnity Co
Major Rating Factors:
Fair overall results on stability tests (3.3 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 9.2% of capital. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.3).
Stability Factors:
Principal Lines of Business:
Homeowners (19.7%), comm multi (10.5%), personal/comm auto (8.5%), work comp (8.4%), fire (2.7%), fin guar/surety (2.5%), product liab. (1.6%), med mal (0.7%), farmowners (0.4%), other (45.1%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (62.9%), non investment grade bonds (25.2%), cash (0.4%), other (11.6%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
20346
Website
Largest Affiliates