Pacific Indemnity Co
Major Rating Factors:
Fair overall results on stability tests (3.7 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 8.2% of capital. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.1).
Stability Factors:
Principal Lines of Business:
Homeowners (19.6%), comm multi (10.8%), personal/comm auto (9.3%), work comp (8.6%), fire (3.2%), fin guar/surety (2.4%), product liab. (1.6%), med mal (0.7%), farmowners (0.3%), other (43.5%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (64.3%), non investment grade bonds (28.2%), other (7.4%)
Corporate Info
Group Affiliation
Chubb Limited
Investment Rating
Company Address
202B Hall's Mill Road
Whitehouse Station, NJ 08889
Whitehouse Station, NJ 08889
Phone Number
(215) 640-1000
NAIC Number
20346
Website
Largest Affiliates