LINCOLN NATIONAL LIFE INS CO
Major Rating Factors:
Fair overall capitalization (4.0 on a scale of 0 to 10) based on mixed results -- excessive policy leverage mitigated by good risk adjusted capital (severe loss scenario). Nevertheless, capital levels have fluctuated during prior years. Fair overall results on stability tests (3.5) including negative cash flow from operations for 2023. Good quality investment portfolio (6.1).
Other Rating Factors:
Weak profitability (0.6) with operating losses during the first nine months of 2024. Weak Liquidity (2.6).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
F - Negative cash flow.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Lincoln National Corp
Investment Rating
Company Address
1300 South Clinton Street
Fort Wayne, IN 46802
Fort Wayne, IN 46802
Phone Number
(260) 455-2000
NAIC Number
65676
Largest Affiliates