C
AMERICAN BENEFIT LIFE INS CO
DallasOK
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.5 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to junk bond exposure equal to 55% of capital. Exposure to mortgages is large, but the mortgage default rate has been low. Fair overall results on stability tests (3.6). Good Liquidity (6.4).
Other Rating Factors: Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (8.1) with operating gains in each of the last five years.
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (19.3%), ind annuities (1.2%), other (79.4%)
Licensed in: All states except CT, NY, WA, WY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Liberty Life Group Trust
Investment Rating
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Company Address
1605 LBJ Freeway Suite 710
Dallas, TX 75234
Phone Number
(469) 522-4400
NAIC Number
66001
Website
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Largest Affiliates
C
Dallas, TX - L&A
C
Baton Rouge, LA - L&A
D
U
Breaux Bridge, LA - L&A