Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite fair financial strength of affiliated Kemper Corporation. Other stability subfactors include good operational trends and excellent risk diversification. Strong capitalization (7.4) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years. High quality investment portfolio (8.6).
Other Rating Factors:
Excellent profitability (9.0) with operating gains in each of the last five years. Excellent Liquidity (7.0).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
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Licensed in:
All states except LA, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
12115 LACKLAND ROAD
ST. LOUIS, MO 63146
ST. LOUIS, MO 63146
Phone Number
(314) 819-4300
NAIC Number
68357
Website
Largest Affiliates