C
UNION NATIONAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Fair overall results on stability tests (4.4 on a scale of 0 to 10) including fair financial strength of affiliated Kemper Corporation and negative cash flow from operations for 2024. Weak profitability (2.1) with operating losses during 2024. Return on equity has been low, averaging -1.4%. Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario).
Other Rating Factors: High quality investment portfolio (8.8). Excellent Liquidity (7.0).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: AL, AR, FL, GA, LA, MS, OK, TN, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3636 S SHERWOOD FOREST BLVD
BATON ROUGE, LA 70816
Phone Number
(314) 819-4300
NAIC Number
69779
Largest Affiliates
B
Jacksonville, FL - P&C
C
CHICAGO, IL - L&A
D
Birmingham, AL - P&C
B
D
Birmingham, AL - P&C