Major Rating Factors:
Good overall results on stability tests (6.0 on a scale of 0 to 10) despite negative cash flow from operations for 2025. The largest net exposure for one risk is high at 3.5% of capital. Strengths include potentially strong support from affiliation with Berkshire Hathaway Inc. Fair profitability index (4.8) with operating losses during 2022. Strong long-term capitalization index (9.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Product liab. (8.4%), med mal (5.8%), fin guar/surety (1.4%), other (84.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (98.0%), cash (0.2%), other (1.8%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1600 Aspen Commons
Middleton, WI 53562
Middleton, WI 53562
Phone Number
(608) 829-4200
NAIC Number
10328
Website
Largest Affiliates