Arch Ins Co
Major Rating Factors:
History of adequate reserve strength (6.5 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.3) despite operating losses during 2020 and the first three months of 2025. Return on equity has been low, averaging 4.2% over the past five years. Strong long-term capitalization index (7.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020.
Other Rating Factors:
Excellent liquidity (7.3) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.5). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (13.8%), personal/comm auto (13.0%), fire (10.6%), comm multi (10.1%), fin guar/surety (2.8%), med mal (1.2%), product liab. (0.4%), other (48.1%)
Licensed in:
All states and GU, PR, VI
Principal Investments:
Investment grade bonds (73.3%), common stock (10.1%), non investment grade bonds (7.3%), cash (0.3%), preferred stock (0.2%), other (8.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside Three
Jersey City, NJ 07311
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
11150
Website
Largest Affiliates