B
General Star National Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good overall profitability index (6.8 on a scale of 0 to 10). Fair overall results on stability tests (4.7) including. The largest net exposure for one risk is excessive at 5.7% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (2.5%), other (97.5%)
Licensed in: All states and PR
Principal Investments: Investment grade bonds (68.8%), common stock (30.6%), non investment grade bonds (0.5%), other (0.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
400 Atlantic Street
Stamford, CT 06901
Phone Number
(203) 328-5700
NAIC Number
11967
Largest Affiliates
A
Omaha, NE - P&C
B
B
Omaha, NE - P&C
A
Stamford, CT - P&C