Infinity Standard Ins Co
Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Weak overall results on stability tests (0.0) including excessive premium growth. The largest net exposure for one risk is excessive at 33.6% of capital. Good profitability index (4.9) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been low, averaging 1.1% over the past five years.
Other Rating Factors:
Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AZ, CT, FL, GA, IN, NH, NV, NY, PA, SC, TN, TX, UT, VT, WY
Principal Investments:
Investment grade bonds (100.0%)
Corporate Info
Group Affiliation
Kemper Corporation
Investment Rating
Company Address
3760 River Run Drive
Birmingham, AL 35243
Birmingham, AL 35243
Phone Number
(205) 870-4000
NAIC Number
12599
Website
Largest Affiliates