Safety Specialty Ins Co
Major Rating Factors:
Weak overall results on stability tests (2.8 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 10.9% of capital. History of adequate reserve strength (5.5) as reserves have been consistently at an acceptable level. Good overall profitability index (6.5) with small operating losses during 2025. Excellent expense controls.
Other Rating Factors:
Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (16.5%), product liab. (0.1%), other (83.4%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (79.7%), non investment grade bonds (2.8%), cash (0.1%), other (17.4%)
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
1832 Schuetz Road
Saint Louis, MO 63146
Saint Louis, MO 63146
Phone Number
(888) 995-5300
NAIC Number
13815
Website
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