B
Superior Specialty Ins Co
BedfordTX
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.4 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.7) with operating gains in each of the last five years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (48.8%), personal/comm auto (22.3%), fire (0.2%), other (28.7%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (60.3%), cash (5.2%), other (34.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
MKL
Company Address
1900 L. Don Dodson Drive
Bedford, TX 76021
Phone Number
(817) 265-2000
NAIC Number
16551
Largest Affiliates
B
Rosemont, IL - P&C
D
Summit, NJ - P&C
B
Glen Allen, VA - P&C
B
Glen Allen, VA - P&C
B
Bedford, TX - P&C