Selective Ins Co SC
Major Rating Factors:
Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair reserve development (4.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.2). Excellent overall results on stability tests (8.5). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (29.5%), homeowners (9.6%), work comp (7.1%), fire (7.0%), comm multi (6.8%), product liab. (4.1%), fin guar/surety (0.2%), other (35.6%)
Licensed in:
All states except AR, CA, DC, FL, HI, LA, NE, OK, TX
Principal Investments:
Investment grade bonds (84.6%), common stock (4.1%), non investment grade bonds (2.2%), preferred stock (0.9%), cash (0.4%), other (7.9%)
Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
19259
Website
Largest Affiliates