B
Selective Casualty Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair reserve development (4.6) as reserves have generally been sufficient to cover claims. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors: Excellent profitability index (8.1). Excellent overall results on stability tests (8.6). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Personal/comm auto (28.5%), work comp (12.4%), comm multi (7.1%), fire (5.8%), product liab. (5.5%), homeowners (2.4%), fin guar/surety (0.5%), other (37.9%)
Licensed in: NJ
Principal Investments: Investment grade bonds (93.6%), cash (1.1%), non investment grade bonds (0.1%), other (5.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
14376
Largest Affiliates
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C