Selective Ins Co of SC
Major Rating Factors:
History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.1). Excellent overall results on stability tests (7.9). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (31.1%), homeowners (10.0%), work comp (7.9%), fire (6.6%), comm multi (6.4%), product liab. (4.1%), fin guar/surety (0.2%), other (33.8%)
Licensed in:
All states except AK, AR, CA, DC, FL, HI, LA, ND, NE, OK, TX
Principal Investments:
Investment grade bonds (85.7%), common stock (3.4%), non investment grade bonds (1.1%), preferred stock (1.0%), cash (0.8%), other (7.9%)
Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
19259
Website
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