Selective Ins Co of the SE
Major Rating Factors:
History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent profitability index (8.1) with operating gains in each of the last five years.
Other Rating Factors:
Excellent liquidity (8.1) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (26.8%), work comp (6.7%), fire (5.7%), product liab. (4.4%), comm multi (4.4%), homeowners (3.4%), fin guar/surety (0.2%), other (48.4%)
Licensed in:
All states except AR, CA, HI, ND, NE
Principal Investments:
Investment grade bonds (84.8%), common stock (3.3%), cash (1.1%), non investment grade bonds (0.4%), preferred stock (0.4%), other (9.9%)
Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
39926
Website
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