Selective Ins Co of the SE
Major Rating Factors:
History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent profitability index (8.1). Excellent overall results on stability tests (8.0). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (26.8%), work comp (6.7%), fire (5.7%), product liab. (4.4%), comm multi (4.4%), homeowners (3.4%), fin guar/surety (0.2%), other (48.4%)
Licensed in:
All states except AK, AR, CA, HI, ND, NE
Principal Investments:
Investment grade bonds (84.8%), common stock (3.3%), cash (1.1%), non investment grade bonds (0.4%), preferred stock (0.4%), other (9.9%)
Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
39926
Website
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