B
Selective Ins Co of NY
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Capital
Net
Premiums
Net
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Major Rating Factors: History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Excellent profitability index (8.0) with operating gains in each of the last five years.
Other Rating Factors: Excellent liquidity (8.6) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (26.5%), comm multi (6.4%), work comp (5.9%), fire (5.9%), product liab. (4.9%), homeowners (3.0%), fin guar/surety (0.6%), other (46.7%)
Licensed in: AZ, CO, ID, MA, ME, MI, NJ, NM, NY, PA, SC, UT, VT
Principal Investments: Investment grade bonds (84.7%), cash (2.4%), non investment grade bonds (0.1%), other (12.7%)
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2-Year Reserve Development
Expense Ratio
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Selective Ins Group Inc
Investment Rating
Company Address
40 Wantage Avenue
Branchville, NJ 07890
Phone Number
(973) 948-3000
NAIC Number
13730
Largest Affiliates
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C
B
Branchville, NJ - P&C