UNITED SERVICES AUTOMOBILE ASN
Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite weak results on operational trends. Strengths include potentially strong support from affiliation with USAA Group. History of adequate reserve strength (6.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Fair profitability index (3.1) with operating losses during 2022. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (54.6%), homeowners (37.8%), fire (1.1%), other (6.4%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Principal Investments:
Common stock (52.6%), investment grade bonds (31.7%), real estate (3.4%), non investment grade bonds (0.5%), other (11.8%)
Corporate Info
Group Affiliation
USAA Group
Investment Rating
--
Company Address
9800 Fredericksburg Road
SAN ANTONIO, TX 78288
SAN ANTONIO, TX 78288
Phone Number
(210) 498-1411
NAIC Number
25941
Website
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